At Royer Law we have represented hundreds of clients in defending collection actions. Collection cases are essentially any case where an individual is sued for money. Predominantly these cases are usually from a charged-off credit card where the Plaintiff is the actual bank like Discover or American Express, or lawsuits wherein it is a third-party collector filing a lawsuit, such as Asset Acceptance or many others. Often times there are good defenses to these lawsuits, especially when they are brought by the third-party collectors. The third-party collectors very often pay pennies on the dollar for the right to collect on charged off debts and often cut corners in properly obtaining title or the right to enforce the debt. Contact Royer Law today for assistance with debt collection lawsuits.